TM Xplora Travel Insurance

Please refer the notice on our website here.

What is Travel Insurance? (TM Xplora)

Travel Insurance (TM Xplora) is our commitment to let you travel the world, and be protected from major emergencies, as well as offering assurance against common travel inconveniences. As the region's travel and tourism industry booms, it's important that you are not caught off guard by accidents and mishaps, which could derail all your planning efforts.

Two types of travel insurance plans, catering to different needs.

Premier (travel Insurance): Offers an unparalled level of protection for total peace of mind.

Classic (travel Insurance): Caters to the traveller who would rather dedicate more of his funds on his experiences

Key Terms

Insured: Adult who is a person between 18 to 79 years of age next birthday.

"Single Trip" Family: Travel Insurance (TM Xplora) covers 1 or 2 adults travelling with at least one children. The 2 adults may not be related but each child must be related to either of the insured adults. The family must travel and return together.

"Annual Trip" Family: Travel Insurance (TM Xplora) covers Insured's legal spouse and their legal children

�Group�: Travel Insurance (TM Xplora) covers the insured person and their travelling companion(s) whose names must be declared and age must be between 21 and 70 years old (inclusive).

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Trip Type

Single Trip Annual

Who's going?

Who's going?

Individual

Individual refers to an adult who is a person between 18 to 79 years of age next birthday.

Family means :

1) For Single Trip policies, family refers to:

- one (1) or two (2) adults travelling with at least one accompanied child.

- The two adults need not be related, but the child(ren) must be the legal child or ward in the case of a legal guardian, grandchild, siblings, nephew, niece or cousin of either one of the adults.

- You must depart from and return to Singapore together at the same time as a family.

2) For Annual Cover policies, family refers to:

- a legal family nucleus of up to 2 adult persons with unlimited number of children who is/are related to one of the adult person by legal adoption or biological kinship.

- The child/children covered as named in the schedule must be accompanied by an adult insured person in each trip.

3) Child covered under family plan refers to one above the age of 6 months and below 25 years old (between 21 and 25 years provided they are full time studying in a recognized institution of higher learning).

Group

Group refers to Insured Persons and their travelling companion(s) whose names must be declared and age must be between 21 to 70 years (inclusive).

Individual Family Group

When are you going?

Depart from Singapore

Travel Duration

Arrive in Singapore

Where are you going?

Where are you going?

Zone A

Malaysia, Thailand, Indonesia, Brunei, Philippines, Vietnam, Laos, Myanmar, Cambodia, China (including Inner Mongolia), Hong Kong, Macau, Japan, Taiwan, South Korea, India, Sri Lanka, Australia and New Zealand

Zone B

Countries as defined above in Zone A and the rest of the world (excluding Afghanistan, Cuba, Congo, Iran, Iraq, Liberia, Sudan, Syria and Ukraine)

The above list of excluded countries is not exhaustive and may be updated from time to time. Do check with Tokio Marine Insurance Singapore office for updates if you are unsure.

Zone A Zone B

Note: All trip must originate from and back to Singapore.
Single Trip plans allow for trips lasting 183 consecutive days.
Annual plans allow trips lasting 90 consecutive days.

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